                     Universal Mortgage and Loans Win3
 
 Universal Mortgage and Loans runs under MS-Windows 3.x and Win95.

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 Program requires the following enclosed Microsoft Files to run.

 GSW.EXE 
 GSWDLL.DLL
 GRID.VBX
 GRAPH.VBX. 
 MSAFINX.DLL

 If you do not have them in your Windows\System directory then move
 them to it as they are used by a lot of great software available on
 your BBS and Internet.

 They are the latest revisions. Check dates on yours if you have them.

 I did not include the Microsoft file, VBRUN300.DLL as most people have it.
 If it is not in your Window\System directory then download it from your
 BBS or Internet under filename VBRUN300.ZIP.

 Windows 95 users: After unzipping, the GSWDLL.DLL file may be hidden, 
 from the Tool Bar open View\Options and then click the Show all Files
 button to see hidden files. 

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 The following Universal Mortgage and Loans files must reside in the same
 directory:

 UMLTP.EXE
 UMLUSE.HLP 
 UMLORDER.HLP
 DATABASE.IDX
 PERSONAL.MTG  

 Programs will not alter your Windows Files.

 Documentation with instructions on how to use program can be read or
 printed from within the program by pressing the F1 key.
 
 To start, click on UMLTP.EXE.

 Or setup in a Windows Program Group and start the program by clicking
 on the MORTGAGE Icon. 


 Wm. W. Odlum
