
             _______            
        ____|__     |                (R)
     --|       |    |-------------------
       |   ____|__  |  Association of  
       |  |       |_|  Shareware       
         |__|   o   |    Professionals   
       -----|   |   |---------------------
            |___|___|    MEMBER       


DEFINITION OF SHAREWARE

Shareware distribution gives users a chance to try software
before buying it. If you try a shareware program and continue
using it, you must register. All copyright laws apply to 
shareware, and the copyright holder retains all rights, with a 
few specific exceptions as stated below. Like shelfware authors, 
shareware authors are accomplished programmers, and the programs 
are of comparable quality. (In both cases, there are good 
programs and bad ones!) The difference is the method of 
distribution.  The shareware author specifically grants the 
right to copy and distribute the software, either in general or 
to a specific group. 

Shareware is a distribution method, not a type of software. You 
should find software that suits your needs and pocketbook, whether 
it's found on a store shelf or shareware. Shareware makes fitting 
your needs easier, because you can try before you buy.  And 
because the overhead is low, prices are low also. Shareware has 
the ultimate money-back guarantee -- if you don't use the 
product, you don't pay for it.


DISCLAIMER AND LICENSE AGREEMENT

Users of FINANCIAL ANALYSIS FOR WINDOWS must accept this disclaimer
of warranty: FINANCIAL ANALYSIS FOR WINDOWS is supplied as is.  The
author disclaims all warranties, expressed or implied, including, 
without limitation, the warranties of merchantability and of fitness 
for any purpose.  The author assumes no liability for damages, direct 
or consequential, which may result from the use of FINANCIAL ANALYSIS 
FOR WINDOWS.  Good data processing procedure dictates that any program 
be thoroughly tested with non-critical data before relying on it, and 
the user assumes the entire risk of using the program."

FINANCIAL ANALYSIS FOR WINDOWS is provided at no charge to the user
for evaluation.  Share it with your friends, but please do not give
it away altered or as part of another system.  Please remind them to
register if they find that they can use it. The essence of "user-
supported" software is to provide personal computer users with quality 
software without high prices, and yet to provide incentive for 
programmers to continue to develop new products.

If you find that you are using FINANCIAL ANALYSIS FOR WINDOWS after a
reasonable trial period, you must make a registration payment of $39.00
(plus $5.00 S&H per order) to Gjetaas, Inc. by check, MasterCard or Visa.
In return a disc with the latest version of FINANCIAL ANALYSIS FOR
WINDOWS with an automatic installation, and a registration number will be
mailed to you.  To expedite your order, you can order by FAX.  Be sure to
include your credit card number and expiration date.  All future upgrades
downloaded from BBS's are free to registered users.

Treat this program like a book.  For example, this software may be used
by any number of people and may be freely moved from one computer
location to another, so long as there is no possibility of it being used
at one location while it's being used at another, just as a book cannot
be read by two different persons at the same time.  Site-License or
quantity arrangements at substantial discounts are available.

Anyone distributing FINANCIAL ANALYSIS FOR WINDOWS for any kind of 
remuneration must first contact Gjetaas, Inc. for authorization.  This is
automatically granted to members of the Association of Shareware 
Professionals (ASP), who may begin offering FINANCIAL ANALYSIS FOR
WINDOWS immediately (However we must still be advised so the distributor
can be kept up-to-date with the latest version).

This program is produced by a member of the Association of Shareware 
Professionals (ASP). ASP wants to make sure that the shareware principle 
works for you. If you are unable to resolve a shareware-related problem
with an ASP member by contacting the member directly, ASP may be able to 
help. The ASP Ombudsman can help you resolve a dispute or problem with an
ASP member, but does not provide technical support for members' products.  
Please write to the ASP Ombudsman at 545 Grover Road, Muskegon, MI 49442 
or send a CompuServe message via CompuServe Mail to ASP Ombudsman
70007,3536.

Gjetaas, Inc.       	(206) 599-2418 (voice)
7251 Mt. Baker Hwy	(206) 599-1089 (fax)
Deming, WA 98244	CompuServe 70135,1052

