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                Microsoft Money for Windows 95 README
		             August l995            
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	      (c) Copyright Microsoft Corporation, 1995



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CONTENTS
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1. Display: 256 colors vs. 16 colors
2. "Comm Port In Use" Error
3. Forgetting Your Password
4. Importing Quicken Files - QIF Import


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1. DISPLAY: 256 COLORS VS. 16 COLORS
====================================

Money for Windows 95 is designed to work in 256-color mode. It
will run in 16-color mode, but the screens may be more difficult 
to read.

To determine what mode your video driver is set to:

1. From the Win95 Start menu, choose Settings then Control Panel.

2. Double-click Display.

3. Choose the Settings tab.

4. See the Color Palette setting to see which mode your computer
   is set to. If your video card supports 256 colors, it will
   be an option in the drop-down menu.


===========================
2. "COMM PORT IN USE" ERROR
===========================

If you receive this message, it may be that Money crashed or some 
other program failed to close the communications port properly. In 
order to make another call you'll need to reboot Windows and 
restart Money.


===========================
3. FORGETTING YOUR PASSWORD
===========================

The best thing to do is take care in choosing and remembering your 
password to prevent this problem.

However, if you forget your password and would like to regain access 
to your Money file, you'll need to contact a company that specializes 
in decrypting password-protected files.

Microsoft Product Support Services does not provide this service.
Microsoft makes no warranty and assumes no liability if you choose 
to hire a company for these services.

Companies will typically charge you a fee for this service, so you 
may decide that you would rather start over with a new Money file.
You may do your own research to find companies that provide this 
service and what fees they charge before you decide which company 
to choose.

You will need to provide the company you choose, with your data
file which is by default the following:

     C:\Program Files\Microsoft Money\My Money.mny

One company that provides this service, for a fee, is Access Data 
Corp. In the U.S. call (800) 574-5199, and in Canada call 
(801) 224-9223.

Microsoft provides no endorsement of or warranty for the services 
of Access Data Corp.


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4. IMPORTING QUICKEN(TM) FILES - QIF IMPORT
===========================================

FIRST, you should export all your Quicken accounts:
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* Verify you're using Quicken for DOS version 3.0 or higher, or 
  Quicken for Windows.

* In Quicken, export each of your accounts to a separate QIF 
  file. This means you'll need to:

  1. Click Export on the File menu to open the Export dialog box.

  2. From the QIF File To Export box, type a path and name for the QIF
     file you are exporting. (NOTE: You may want to give the file a
     similar name to the account you are exporting.)

  3. From the Quicken Account To Export box, select the account you 
     want to export with the name chosen in step 2.

  4. From the Export Items section, select the information you want
     exported with the file. Make sure all options are checked except 
     "Memorized Transactions" (they cannot be imported into Money).

  5. Click OK.

  6. Repeat steps 1 through 5 for each of the remaining accounts 
     in your Quicken file. 

     IMPORTANT: Be careful to type a new name for each QIF file and 
     to choose the appropriate Quicken account from the list each 
     time you export an account (steps 2 and 3). 

     For example, if you have checking, savings, and credit card 
     accounts in Quicken, you'll export each into its own file with 
     a unique name, such as: Checking.qif, Savings.qif, and 
     Credit.qif.

     Be sure to export all the QIF files to the same directory. 

* If you use class groups in your Quicken file, create classifications
  in Money before importing, once you've completed step 1 in the next 
  section.

* Money will automatically create all the payees, categories, and 
  classification items it finds in the Quicken file. However, if 
  the option to export Account List is not available in your version
  of Quicken, Money cannot create the necessary accounts to import 
  the QIF files automatically. 

  In this case it is recommended that, before importing the files, 
  you manually create in your Money file one account for each of 
  the accounts you have in Quicken. Be sure to use the same account 
  names in Money as you used in Quicken so it is easier to resolve 
  references among the accounts. Also, create the accounts in Money 
  with "0" opening balance. Money will take care of importing the 
  correct opening balance from the different QIF files. You can
  manually create accounts in your Money file once you've completed
  step 1 in the next section.


THEN, import the QIF files into Money:
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1. Create a new Money file.

2. On the File menu in Money, click Import.

3. In the Import dialog box, select all the files you want to import
   by pressing the CTRL key while clicking on the files in the list.

   IMPORTANT: It is strongly recommended that you import all the files
   at the same time so that your transfer transactions import properly.
   You will be able to delete unwanted accounts later. Remember that 
   you must have all exported QIF files in the same directory.

4. Click the Import button. Money will start importing one account 
   at a time.

5. In the Select Import Account dialog box that comes up, choose the
   Money account you want the imported transactions added to, and then
   follow the instructions on the screen to resolve references of that
   account to other accounts. 

   NOTE: It is important that you read each Import dialog box Money 
   displays. These dialog boxes tell you what information you are 
   importing and where you are assigning the information in Money.
   If the dialog box mentions a reference to an Investment Account 
   named "ABC Inv. Account," you should choose "ABC Inv. Account 
   (Cash)" from the list (read below for more information about how 
   Money uses Investment Accounts.) This name should be in the list 
   if you chose the Export Account List option when exporting the 
   Quicken accounts.

6. After one account is imported, Money will notify you that the 
   import is complete, and it will start importing the next QIF 
   file.

7. You will need to repeat steps 5 and 6 for each account.

   IMPORTANT: If during the Import process, you need to create a 
   new account to assign transfers to and you find you're unable
   to create the account type you need, this will indicate that 
   the Account List was not exported from Quicken. 

   You can start again exporting all the Quicken files, making sure 
   this time you choose the option to export the Account List every 
   time you export an account. Or, if this option is not available,
   manually create all the necessary accounts in Money before moving
   to step 2.

   NOTE: Money has a limit of 253 categories and subcategories. 
   If you reach the category limit while importing your Quicken 
   accounts, before moving to step 2 you can click Options in the 
   Tools menu, and then click Remove in the Categories tab. This 
   will delete all unused categories from your Money file. Money 
   will later re-create the necessary categories when importing 
   the QIF files.


FINALLY, resolve ending balance differences after importing 
the QIF files:
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There will be certain information that Money won't be able to 
import because it is not present in the QIF file or is not 
supported in Money, and you will need to update this manually 
in Money. Also, Money will do its best to resolve references 
between the different accounts based on the information provided 
in the QIF file and on the accounts you choose during the import.
However, you should compare the balances in your Money accounts 
with the balances in your Quicken accounts. 

To help you resolve some potential problems, see the additional 
information and tips. You can first print out Quicken's Account List 
(Lists menu) and compare the balance to those in Money's Account 
Manager (Balances view).

* If you track prices of investments in Quicken, you should know 
  that the price list is not exported to QIF, so you will need to
  update the price list in Money with the most recent price of your
  investments. If you want to copy the complete price history, you 
  can print this list from Quicken clicking Prices in the Portfolio
  View, and then clicking Print. In Money, you can update prices 
  clicking the Update Prices button in the Investment Portfolio.

* Your memorized transaction list won't be imported. However, Money 
  lets you create scheduled payments or deposits in the Payment 
  Calendar. 

* Your Quicken loans will be imported as Liability Accounts. You can
  leave them as liability accounts, or you can re-create the loan 
  information in Money using the New Loan Account Wizard.

* If there are transactions missing for a specific date range, make 
  sure the date range you chose while exporting the transactions in 
  Quicken's QIF Export dialog box included all the transactions in 
  the register. This should not be a problem if you left the default
  option to export "All Dates."

* If no transaction is imported at all, be sure the Transaction option
  in the QIF Export dialog box is selected when you are exporting from
  Quicken. This option is selected by default, but perhaps was 
  accidentally turned off.

* If all the accounts didn't get created in Money, make sure you chose
  the Accounts List option under Export Items in the QIF Export dialog
  box in Quicken for *each* exported account. If that option was not 
  available, it is recommended that you first manually create all the
  necessary accounts in Money before importing.

* If you notice that your transfer transactions are duplicated in 
  each account, you probably imported one account at a time. You 
  should import the QIF files again in a new Money file, and in the
  Import dialog box in Money use the CTRL key while clicking with
  your mouse to select all the accounts so Money can import all 
  the accounts at the same time. 

* When Money is not able to resolve references or transfers between 
  different accounts or other information found in the QIF file, 
  it will add the following line to the memo field of the transaction: 
  "Imported information was incorrect." 

  It is recommended that, after the import is completed, you review 
  these transactions for accuracy using the Find dialog box in Money 
  by clicking on Find on the Tools menu to search for transactions 
  with this text.

* Additional information About Importing Investment Accounts in 
  Money:

  For each Quicken investment account, Money will create two 
  accounts: an Investment Account and an Associated Cash Account. 
  When Money is importing the information associated with the 
  cash account, it will give you the option of assigning that 
  information to <Investment Account Name (Cash)>. When Money is 
  importing the actual investment information (for example, 100 
  shares of ABC stock at $80.00/share), it will give you the 
  opportunity to create the investment and enter the investment 
  information such as the stock symbol, tax status, and comments. 
  Since you will need to enter symbols for all your investments, 
  you may want to print the Portfolio View in Quicken before 
  importing. This lists investments and their symbols.

  Look for investment transactions with negative values in the 
  transfer amount field (Xfer Amt) and the Amount field in the 
  Quicken register. If these transactions contain amounts invalid
  to Money, Money will still import them but have to alter their
  signs from negative to positive. For example, if you had negative 
  dividends in any of your Quicken accounts, they could have been 
  imported as positive numbers in Money since Money does not allow
  negative dividends.

  If you had in Quicken a transfer transaction in an investment 
  account from or to a deleted account, Money won't have enough 
  information to import the transaction correctly and will display 
  a message alerting you that some transfers associated with some 
  investments in the file you imported may have been ignored. 
  You will need to compare the original file to your Money file 
  and look in Quicken for those type of transactions.

  Not all of the investment options transfer correctly from Quicken. 
  In those cases, Money will bring up the following message: "Some 
  of your imported transactions contained errors or inconsistencies.
  Money imported them as Other Income or Other Expense transactions, 
  with the note "Imported Information was incorrect" in the Memo 
  field." For example, Money does not have a Reinvest Long term 
  Capital Gains option like Quicken. If the investment refers to an 
  investment option that does not exist in Money, the line
  mentioned in the previous section "Imported information was 
  incorrect" will be entered into that transaction and you should 
  click Find on the Tools menu in Money to find transactions 
  that contain that text.

  Money allows you to keep track of shares, but not lots. Also, 
  Money won't allow you to sell shares you don't own, so if you 
  have a Quicken account with these type of transactions you will 
  need to review this account in the Money file.

.END