1st POLICY - PAYMENTS             Annual premium                    Annual loan/withdrawal            Annual outlay                     Cummulative outlay                Cummulative loan/withdrawal       Cummulative outlay at interest    1st POLICY - ACCUMULATIVE VALUE   Ending value                      Annual increase                   Rate of Return                    Net Gain                          Annual Gain                       1st POLICY - NET CASH VALUE       Ending value                      Annual increase                   Rate of Return                    Net Gain                          Annual Gain                       1st POLICY - DEATH BENEFIT        Ending value                      Annual increase                   Rate of Return                    Net Gain                          % of DB on deposit                2nd POLICY - PAYMENTS             Annual premium                    Annual loan/withdrawal            Annual outlay                     Cummulative outlay                Cummulative loan/withdrawal       Cummulative outlay at interest    2nd POLICY - ACCUMULATIVE VALUE   Ending value                      Annual increase                   Rate of Return                    Net Gain                          Annual Gain                       2nd POLICY - CASH VALUE           Ending value                      Annual increase                   Rate of Return                    Net Gain                          Annual Gain                       2nd POLICY - DEATH BENEFIT        Ending value                      Annual increase                   Rate of Return                    Net Gain                          % of DB on deposit                INVESTMENT FUND 1                 After-tax value                   Annual increase                   Interest income                   Annual taxable amount             Difference between funds          Rate of Return After-tax          Annual gain                       INVESTMENT FUND 2                 After-tax value                   Annual increase                   Interest income                   Annual taxable amount             Difference between funds          Rate of Return After-tax          Annual gain                       MORTGAGE                          Annual interest payment           Annual principal payment          Total annual mortgage outlay      After tax mortgage payment        End of year mortgage balance      Interest expense remaining        TERM                              Annual premium                    Cummulative premium               Annual Death Benefit              Net gain on Death                 Death Benefit+side fund           COLUMN VALUES                     1st column                        2nd column                        3rd column                        4th column                        5th column                        6th column                        7th column                        8th column                        9th column                        10th column                       