Managing Your Money for Windows
v1.0
MECA Software, Inc.
March 28, 1994

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README.TXT
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This file contains information about Managing Your Money for 
Windows, version 1.0.


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KNOWN INCOMPATIBILITIES
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A.  Diamond Viper and ATI Graphics Ultra Pro Video Cards:  If you
    use one of these cards, and choose to run with 16 colors at 
    high resolution (800x600 or above), the SmartDesk screen does
    not display correctly.  You can switch to 256 colors (or 
    more) using the utilities provided by the video card 
    manufacturer to correct this.

B.  High Resolution video cards:  On some high resolution video 
    cards running with 256 colors or greater, the displayed 
    colors may be incorrect in other applications after running 
    Managing Your Money.  Restarting the other application 
    corrects this condition.

C.  Printer Drivers:  Older versions of Windows printer drivers 
    may produce dropped characters in reports, including early 
    versions of drivers for the Hewlett Packard DeskJet, LaserJet
    IIIP and the LaserJet IV.  Ensure that you have the latest 
    version of the driver from your hardware or system vendor.  
    In addition, many drivers are available from vendor bulletin 
    board systems.

D.  Print Checks:  Citizen 180D printers and some Panasonic 
    printers do not print multiple pin-feed checks correctly with
    the Windows drivers that were available at the release of 
    Managing Your Money.  You can either print one check at a 
    time, or set the printer up to emulate another printer such 
    as an Epson, and then use that driver.

E.  Errors:  If you receive an error message which reads "General
    Application Error" you should record what you were doing when
    when the error occurred, and then contact technical support.
    This is NOT the same as a Windows General Protection Fault.


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INSTALLATION
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A.  Virus Checking:  Some virus checking programs may cause 
    problems during the installation of Managing Your Money.  
    If you receive an alert from your virus checking software, 
    either ignore the alert and continue, or exit the 
    installation and disable the virus checking before repeating
    the installation.
	
B.  Compressed Drives:  If you are installing Managing Your Money
    to a compressed drive, including those controlled by Double-
    Space, Stacker, and AddStor, Setup may receive incorrect 
    information regarding the available disk space.  If the 
    installation does not complete successfully, you must free 
    some additional space on the drive, and then run Setup again.
	
C.  Disk Space:

    1.  In addition to the disk space needed for the program 
    files, Managing Your Money requires at least 500K of disk 
    space for your data.  If you do not have this much space 
    available after installation, you must free additional space
    for your new or imported data.

    2.  If you do not want to use disk space for the Managing
    Your Money tutorial, you can delete the file MYMTUTOR.EXE.  
    To reinstall the file, you must reinstall Managing Your 
    Money.

D.  Graphs:  Managing Your Money for Windows uses a program 
    called GSW.EXE to display graphs.  If another application 
    which uses this program is installed AFTER the installation
    of Managing Your Money, you may be unable to display graphs.
    You can correct this condition (if it occurs) by copying 
    GSW.EXE and GSWDLL.DLL from your MYMWIN directory to your 
    \WINDOWS\SYSTEM directory.


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IMPORT
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A.  Managing Your Money for DOS, versions 9 and 10:
	
    1.  Transaction sorting:  We recommend that you sort your 
    MYM-DOS transactions (payments, deposits, etc.) in DATE 
    order prior to import.  The import order will be the DOS 
    sort order.  You can re-sort the transaction register at any
    time after import.
	
    2.  Linked money accounts:  Portfolio accounts which have 
    linked money accounts are MERGED with the linked money 
    account during import.  If you do NOT want this to happen, 
    you should unlink the accounts in MYM-DOS prior to import.  
    If your portfolio account is NOT linked, you must link the 
    account and then delete and re-enter ALL investment income 
    transactions for the accounts to merge correctly.

    3.  Check Numbers:  Existing check numbers over 32767 will not
    import correctly.  You must edit these check numbers after 
    import to correct them.
	
    4.  Loans:  Loans import ONLY from the current payment 
    FORWARD.  Earlier payments are in their respective bank 
    accounts, but do not show in the amortization schedule.  
    Principal amounts in Quicks or Alerts for loans are allocated
    to the loan account itself, not to the principal category.

    5.  CMA Accounts:  CMA accounts and Money Market accounts 
    convert as "Other Asset" accounts in Managing Your Money for 
    Windows.  If you utilize your CMA or Money Market account as 
    a checking account in the DOS version, we recommend that you 
    set the type to "Checking" before import.  It is NOT possible
    to change the account type after import.
	
B.  QIF Import:  You can import QIF files which match those 
    produced by Quicken for DOS or Quicken for Windows:
	
    1.  Investment Transactions:  QIF Investment transactions are
    NOT imported into this version of Managing Your Money.
	
    2.  Account and Category Lists:  We strongly recommend that 
    you export your account and category lists to separate QIF 
    files and import them prior to importing your transactions.
    The Import procedure prompts you for these files first.  If
    you chose not to import the account list first, you may find
    transactions in wrong accounts, accounts labeled with the 
    wrong type, or duplicate accounts with similar names.  After
    you have completed this step, you must still import the 
    transactions for each account.
	
    3.  CA-Simply Money:  You must export a QIF file for each 
    account separately for Managing Your Money to import it 
    correctly; CA-Simply Money defaults to exporting ALL accounts
    into a single QIF file.  To correct this, select "Strict QIF"
    on the Simply Money export screen, then select the Include 
    button, highlight a SINGLE account, and complete the export.
    Repeat this step for each account.

    4.  Transfer Transactions in CA-Simply Money:  Transfer 
    transactions are not imported.  They are noted in the log 
    file (QIFIMPRT.LOG) so that you can re-enter them.

    5.  Account Allocations in CA-Simply Money: Account 
    allocations are not correctly exported from CA-Simply Money
    and will import as "Unallocated Income" or "Unallocated 
    Expense."  You can re-allocate these transactions in Managing
    Your Money for Windows.
	
    6.  Duplicate Transactions:  We strongly recommend that you 
    check the "Check for Duplicate Transactions" box on the 
    import screen; this prevents transfer transactions from being
    imported into BOTH accounts.

    7.  Addresses:  Only the first three address lines are 
    imported.

    8.  Memorized Transactions:  All memorized transactions are
    imported as UNSCHEDULED.  You can change this in Managing 
    your Money by editing the transaction on the Memorized 
    Transaction List.


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FEATURES
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A.  Liability Accounts:  Credit Card accounts, "Other Liability" 
    accounts, and Loans are handled differently in Managing Your
    Money for Windows than in Managing Your Money for DOS and 
    some other financial programs.  These accounts show a 
    POSITIVE balance when you OWE money, and a NEGATIVE balance
    when you are OWED money (for example, when you overpay VISA 
    one month).

B.  QuoteLink Import:  QuoteLink Import displays on the
    File->Import menu.  It is not active; this import option is
    intended for use with a future companion product.

C.  Reports:  Reports which are dependent on date ranges, such as
    transaction reports, default to a "Year to Date" range; this 
    includes "ZOOM" reports.  If you get a message that says "No
    data is available for this report," check the date range you
    have selected.  For "ZOOM" reports, you can not set the date
    range.

D.  Loans:  Editing of existing loans should be done from the 
    Amortization Schedule.  You can change the account, principal
    and interest amounts, and escrows all from this screen.

E.  Taxes: The following Tax Categories are not imported into 
    TaxCut '93 (They do appear in the TXF file):

    Token  Description
    -----  -----------
    267    Moving Expense Reimbursement (Form 1040) 
    382    Automobile Expense (Form 2106)
    391    Employee Home Office (Form 2106) 
    433    Gross Profit Percentage (Form 6252) 
    465    Dependent Care Benefits (Form W-2)
    487    Dividend Income Non-taxable (Schedule B)
    488    Dividend Income Capital Gain Distribution (Schedule B)
    512    Dependent Care Benefits Spouse (Form W-2)


    The following Tax Categories will not export to tax software,
    unless they are entered in MYMWIN in a sales format (have 
    both a buy and sell for the transaction):

    Token  Description
    -----  -----------
    321    ST gain/loss-security (Schedule D) 
    322    ST gain/loss-other (Schedule D) 
    323    LT gain/loss-security (Schedule D) 
    324    LT gain/loss-other (Schedule D) 
    419    LT dep. loss-business (Form 4797) 
    420    LT dep gain-business (Form 4797) 
    421    ST dep prop-business (Form 4797) 
    422    LT dep loss-res. rent (Form 4797) 
    423    LT dep gain-res. rent (Form 4797) 
    424    ST dep prop-res. rent (Form 4797)
 

    We only support one copy of Form W-2 and due to this fact, 
    the following self items will be overwritten by similar 
    spouse items upon import into TaxCut:

    Self W-2 Item                 Spouse W-2 Item that 
                                  overwrites self item
    -------------                 --------------------
    460 Salary                    506 Salary Spouse
    461 Federal Withholding       507 Federal Withholding Spouse
    462 Soc Sec Tax Withholding   508 Soc Sec Tax Withholding 
                                      Spouse
    463 Local Withholding         509 Local Withholding Spouse
    464 State Withholding         511 State Withholding Spouse 
    480 Medicare Tax Withholding  510 Medicare Withholding Spouse

    If both Tokens 481 (IRA Contribution Spouse) and 482 (IRA 
    Contribution, non-working spouse) are used, the latter will 
    overwrite the former upon import into TaxCut.  This would not
    likely occur, since a spouse who worked at some time during 
    the year would not qualify as a non-working spouse.


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SPEED HINTS:
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The following tips may help improve the performance of your 
system while running Managing Your Money for Windows:

A.  Ensure you have configured and are using a Windows permanent 
    swap file, as opposed to a temporary one.

B.  Ensure you are using SmartDrive or a similar disk caching 
    utility.  The appropriate size of SmartDrive varies with your
    computer, but the default sizes (see your Windows manual) are
    a good starting point.  

C.  Ensure you have the maximum amount of XMS memory available 
    before starting Windows.  The most effective upgrade for your
    computer is to go from 4 megabytes of memory to 8 megabytes.

D.  Remove any Wallpapers or Bitmaps from your Windows display.
    While these items may improve the appearance of your system,
    they utilize memory which is then unavailable for running
    your programs.

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respective owners.

