














                                  In Control

                              Quick Start Manual

              Personal and Small Business Financial System for OS/2

                                 Version 1.03

                              Spitfire Software
                             325 Breakwater Ridge
                              Atlanta, GA  30328
                                (404) 257-0187

























           Copyright   1994 by Spitfire Software. All
           rights reserved. All Spitfire Software
           products are trademarks or registered
           trademarks of Spitfire Software. Other brand
           and product names are trademarks or
           registered trademarks of their respective
           holders.




                                                                      i

                                  Table of Contents


           Introduction . . . . . . . . . . . . . . . . . . . . . .  1
               Functional Overview. . . . . . . . . . . . . . . . .  1
               Getting Started. . . . . . . . . . . . . . . . . . .  3
               Installation . . . . . . . . . . . . . . . . . . . .  3
               Support. . . . . . . . . . . . . . . . . . . . . . .  4

           Important Points . . . . . . . . . . . . . . . . . . . .  5
               Fiscal Year. . . . . . . . . . . . . . . . . . . . .  5
               Dates. . . . . . . . . . . . . . . . . . . . . . . .  5
               Report Font/Colors . . . . . . . . . . . . . . . . .  5
               Currency Conversion. . . . . . . . . . . . . . . . .  6
               Code masks . . . . . . . . . . . . . . . . . . . . .  6
               Accounts . . . . . . . . . . . . . . . . . . . . . .  7
               Bills. . . . . . . . . . . . . . . . . . . . . . . .  8
               Check Numbers. . . . . . . . . . . . . . . . . . . .  9
               Printing Checks. . . . . . . . . . . . . . . . . . .  9
               Transferring Funds Between
                    Accounts. . . . . . . . . . . . . . . . . . . .  9
               Budget versus Tax Categories . . . . . . . . . . . .  9

           How To Do ?. . . . . . . . . . . . . . . . . . . . . . . 11
               Create a new Set of Books. . . . . . . . . . . . . . 11
               Create a new Checking Account. . . . . . . . . . . . 11
               Create a new Credit Card Account . . . . . . . . . . 10
               Enter a Transaction. . . . . . . . . . . . . . . . . 13
               Correct a Transaction. . . . . . . . . . . . . . . . 13
               Reconcile an Account . . . . . . . . . . . . . . . . 15
               Migrate from Personal Finances 2 . . . . . . . . . . 16





                                                                      1
                              Chapter I
                            Introduction


           In Control (InC) is a system designed to help
           the individual control their personal and small
           business finances. It consists of seven main
           systems: account management (checking, credit
           card, stock margin, etc), budget management,
           bill management (payables/receivables),
           property management (personal and real),
           securities management, insurance management,
           and tax management. The system provides
           additional functions for tracking net worth
           and cash flow analysis and planning. A full set
           of utility functions are included for such
           functions as importing and exporting archiving
           data.

           Multi-national support is provided so the user
           may select the currency in which to keep
           individual accounts, assets, and liabilities.
           InC automatically handles currency conversion
           when moving funds between accounts or combining
           accounts, assets, and liabilities for reports.
           The user may also select the date format used
           by the system. The date formats supported are
           U.S. (MM-DD-YY), European (DD-MM-YY), and
           international (YY-MM-DD).

           InC interfaces with many other popular
           applications including CheckFree, TuroTax, and
           Prodigy. If you are migrating to InC from
           Quicken, InC directly imports the Quicken
           accounts and categories via .QIF files.

           The seven systems are fully integrated; a given
           item of information need be entered once and is
           automatically reflected throughout the
           system. For example, printing a check to pay an
           electric power bill results in the electric
           power company's "payable" being updated to
           reflect the bill's payment and the electric
           power budget account being updated for the
           month of the payment.


           Functional Overview:
           The account management system provides for
           management of cash, checking, savings, credit
           union, money market, credit card, bank
           lines-of-credit and other types of accounts.
           The functions provided are the recording,


                                                                      2


           editing, and deleting of transactions and the
           balancing (reconciling) of account statements
           and credit account statements. Extensive query
           and report capabilities are provided.

           The second system is for multiple year budget
           management. It provides ability to track income
           and expense by category on a monthly basis and
           compare the actual amounts to the budgeted
           amounts. It provides special functions for
           creating new budgets. You determine the fiscal
           year start date. The system generates a number
           of reports including variance and expense
           versus income. Based on actual income and
           expenses, InC projects your year-end actuals
           and variance.

           The bill (payables/receivables) management
           system is the third system. It allows for the
           tracking, control, and payment/collection of
           bills, loans, and monies due. If desired, the
           system generates and prints the check to pay a
           bill (you may use any of the commercially
           available continuous forms or laser
           checks). The system provides numerous functions
           and reports.

           The property management system provides ability
           to track and control assets such as house,
           cars, and other real and personal
           property. This system may be used as a home
           inventory system as well as for purposes of
           managing business investments such as rental
           property.

           The securities management system provides
           functions for controlling and tracking stocks,
           bonds, mutual funds, certificate of deposits,
           and other investments. It tracks the
           performance of your stocks and provides
           information on dividends/interest and capital
           gains at income tax time. Many reports are
           available for assisting you in analyzing your
           investments including a Return-On-Investment
           report.

           The insurance management system enables you to
           manage and track your various insurance
           policies. Support for 10 different types of
           policies is provided. The system works with the
           property management system for tracking which
           items are covered with which policy.


                                                                      3


           The tax management system provides the
           functions to track the data required for income
           tax reporting. InC provides a special set of
           reports at tax time which will greatly ease the
           burden of preparing your income tax return. If
           you use the standard InC tax codes you can
           transfer your tax data directly to any of the
           major USA tax preparation programs. If you do
           not reside in the USA, you can tailor the tax
           codes to your special needs.


           Getting Started:
           The best way to get started with InC is to
           first read this short manual cover to cover.
           Then install the system and work with the
           SAMPDATA set of books. SAMPDATA contains a full
           set of data that lets you try all of the
           functions, view the reports and get familiar
           with InC. Once you are satisfied you understand
           how InC works create your own set of books,
           defining the accounts, budget categories,
           bills, etc. that you want to manage. InC has
           predefined a set books for you, "MYBOOKS",
           which you may use by just opening them. When
           ever you create a new set of books, an icon for
           those books will appear in the InC folder so
           that you may open them directly from the desk
           top. Note: InC always creates a checking
           account, "CHECKING" in a new set of books so
           that you may immediately start entering your
           checks. If you do not want this account  or
           want to use a different name, you can quickly
           delete/change the account by using the New/Edit
           item on the Accounts menu.


           Installation:
           InC is installed to your OS/2 desk top. A
           folder is created on the desk top represented
           by the InC icon. Within the folder are icons
           for the on-line documentation, the sample data
           set of books, and your initial set of books
           (MYBOOKS). If you create other sets of books,
           icons will be added to the folder representing
           each set of books. You may start InC with any
           of the existing books by clicking on its icon.
           Once in InC you can change the set of open
           books by using the "Open Books" function on the
           Files Menu.


                                                                      4


           To install InC, place the distribution
           diskettes in drive a (or b) and enter:

                           a:install

           from the OS/2 command line. The installation
           dialog will be displayed asking where you want
           to install InC. If you are migrating from
           Personal Finances 2, DO NOT install InC to the
           directory containing PF2. You will still need
           PF2 for keeping your real accounts until
           conversion is complete and for importing its
           data into InC. Click on Ok when you are ready
           to install. From that point forward the
           installation is automatic and the install
           program will inform you when to load the second
           diskette.


           Support:
           Spitfire Software provides support for all
           registered users. If you have a problem or
           question, you may call us between 8:00am and
           5:00pm Monday through Saturday except holidays.
           The telephone number is:

                          (404) 257-0187

           We also provide support on the CompuServe
           OS2AVEND forum, Other Vendors section. Or you
           may contact us via e-mail at:

                     CompuServe:    73577,442
                     Prodigy:       CSXM88A
                     InterNet:      CSXM88A@PRODIGY.COM


           Our mail address is:  Spitfire Software
                                 325 Breakwater Ridge
                                 Atlanta, GA  30328



                                                                      5

                              Chapter II

                           Important Points


           To begin using InC there are a number of items
           that you should understand and certain system
           settings you may want to change. This chapter
           contains a series of topics that should be
           reviewed before you proceed.


           Fiscal Year:
           InC supports any fiscal year start date.
           Initially January 1 of the current year is set
           as the beginning of the current fiscal year.
           You may change it through the System
           Configuration item on the File menu. If you
           select a date other the January 1, each fiscal
           month will start on that day and continue to
           that day minus 1 in the next month. If you
           change the fiscal date after you have started
           adding transactions, you should go to the
           Budget menu and select the compile actuals item
           to update your budget for the new date range.


           Dates:
           InC supports three date formats: USA (MM-DD-
           YYYY), European (DD-MM-YYYY), and International
           (YYYY-MM-DD). Initially the date format is set
           to the default for your computer. You may
           select another at any time by selecting the
           date format item on the file menu. Assuming the
           USA format, dates may be entered as MM-DD-YYYY
           or MM-DD-YY. If you use the two digit year
           format, InC will convert the year to 19YY where
           81 <= YY <= 99 and to 20YY for 0<=YY<=80. MM
           and DD may be entered as either one or two
           digit numbers. You may also enter the date as
           DD where InC assumes the current month and year
           or as MM-DD where InC assumes the current year.
           When a date entry field loses focus InC
           reformats and displays the date in the full MM-
           DD-YYYY format.


           Report Font/Colors:
           InC initially sets the report display colors to
           white on a blue background. You may change them
           to suit your preferences by selecting the
           report font/colors item on the main menu. To
           change the colors, select the foreground or


                                                                      6


           background radio button and with the mouse move
           the cross-hairs on the color wheel by holding
           down the left mouse button. Then set the
           lightness/darkness of the color by moving the
           bar up or down on the gray scale slide control.
           The new combination of foreground/background
           colors are displayed on the dialog. You may
           also select a different font than that which is
           the default. Note, any font selected should be
           mono-spaced or the columns in a report will not
           be aligned correctly.


           Currency Conversion:
           InC handles up two ten secondary currencies and
           a primary currency. The initial format for the
           primary currency is that for your computer. If
           you want to use a different currency, select
           the country information item on the file menu.
           You should set the name of the currency to its
           correct one from the default name "Primary". If
           you plan to keep accounts in other currencies,
           you should at this time also define the
           necessary secondary currencies giving each of
           them a name other than "Undefined". InC uses
           the exchange rate defined for each secondary
           currency to convert amounts between
           currencies.The exchange rate is defined as the
           number you multiply the secondary currency by
           to get its value in the primary currency. For
           example, assume that the USA dollar is the
           primary currency and the UK pound is the
           secondary currency. If the current ratio is
           1.75 dollars to 1 pound, then the exchange rate
           is 1.75 (1.75/1). Another example: assume that
           the USA dollar is the primary currency and the
           Canadian dollar is the secondary currency. If
           the current ratio is 1.00 USA dollar to 1.20
           Canadian dollars, then the exchange rate is
           0.83333 (1/1.2). You can quickly update the
           current exchange rates at the start of an InC
           session by selecting the exchange rates item on
           the file menu.


           Code masks:
           InC allows you to select codes by use of a mask
           in the property, securities, and insurance
           queries. A code mask is a combination of
           standard characters and wild card characters
           ("*" and "?") and a "." separator which is
           compared to each of the existing codes for a


                                                                      7


           match. The "*" means accept any combination of
           characters from that position forward. If the
           "*" is followed by a ".", all characters in the
           code up to the next "." will be accepted. "?"
           means accept any character in that position. A
           mask consisting of a single "*" means accept
           all codes. The follow table gives examples of
           how the mask works:

           Mask      Codes accepted           Codes not accepted

           *         All codes

           ab*.*     abxxx.xx,                xxxx,xxx.xx, abxxx

           ab?cd     abxcd, abycd             abxxd,abxcd.dd

           a*.bc.*   axx.bc.ddd               axx.bc

           abc       abc                      All other codes

           The mask is particularly important if you are
           setting up a multiple level index for a home
           inventory (e.g., cabin.bdrm.lamp.1) and want to
           select all lamps in your inventory for a
           report. For the example, "*.*.lamp.*" would
           select only lamps where ever they are located.


           Accounts:
           InC supports 14 specific types of accounts and
           3 generic types of accounts. Examples of
           specific accounts are: checking accounts,
           credit card accounts, brokerage margin
           accounts, cash management accounts, etc. The
           specific accounts are all variations of the 3
           generic accounts which are: current asset (e.g.
           checking account), credit liability (e.g.
           credit card account), and credit asset (i.e.
           where you are extending credit to someone
           else). Each generic account is modified by two
           flags; one indicates whether or not it is a
           brokerage account and the other indicates
           whether it is tax deferred (e.g. a tax deferred
           savings account). There is no limit to the
           number of accounts you may keep in a given set
           of books.

           When creating a new account you can select the
           type as one of the existing 14 specific types
           or one of the generic types with specific flag
           settings. All accounts accept 5 different types


                                                                      8


           of transactions being posted to them. The
           transaction types are: check, deposit,
           withdraw, interest, charge, and payment. It is
           the type of account plus the types of
           transactions posted to it that really determine
           the nature of the account.


           Bills:
           Many of the other personal financial systems
           force you to create an account for every bill
           you pay and track with the system and use a
           "transfer of funds" to pay the bill. This is
           because they do not have a true
           payables/receivables system like the one in
           InC. Further, the lack of a
           payables/receivables system adds unnecessary
           work on your part since accounts are
           transaction oriented and are not needed if the
           bill is for a single recurring purchase or
           service like your power bill. The InC
           payables/receivables system provides an easy-
           to-use facility for handling these types of
           bills, tracking due date, amount, and much
           more. It also keeps a log of all activity on
           the payable so that at a later date you can,
           for example, determine  when a specific bill
           was paid, details on the bill, and the account
           and check used to pay the bill. If the payable
           is transaction oriented such as for a credit
           card, InC enables you to associate a credit
           liability account with the payable so that you
           may track all transactions. Please read the
           section on how to create a credit card account
           for more information.


           Check Numbers:
           InC tracks all check numbers used in an account
           and does not let you enter a duplicate of a
           check number already used in the account. When
           entering check transactions, InC will initially
           set the check number to the first unused one
           following the last number entered. The check
           number entry field has a drop down list which
           displays the first unused check number
           following each sequence of used check numbers
           for the account. You may use this list to
           select a free check number if you want to
           change the default number or you may type in
           the actual check number.


                                                                      9


           Printing Checks:
           InC allows you to print checks anywhere you can
           enter them. You can print them from the pay
           bills function, enter transactions function,
           while processing a batch transaction file, and
           while importing transactions from a .CSV file.
           You can reprint a check previously entered from
           the register report, transaction query report,
           or the correct transaction dialog. Check
           printing has two modes of operation: print
           immediate and print queued. Print immediate
           causes the check to printed as soon as it is
           entered. Print queued places the check in
           special queue for later printing. Checks in the
           print queue may be edited, deleted, print order
           changed, placed on temporary hold, and of
           course, printed. While a check is in the print
           queue it is carried on the account register as
           charge transaction and at print time is updated
           to a check with the check number and date set
           at that time.


           Transferring Funds Between Accounts:
           Whenever entering transactions, InC enables you
           to transfer the transaction's amount to another
           account. A second transaction is automatically
           generated in the second account such that your
           net worth (total of assets and liabilities)
           remains unchanged. InC "ties" the two
           transactions together such that if one is
           changed/deleted, the other is also
           changed/deleted, again keeping your net worth
           unchanged. This is a simple process unless the
           two accounts are kept in different currencies.
           In that case what you may want to change is the
           exchange rate for one of the transactions
           rather than the amount transferred in terms of
           the primary currency. Please read the section
           in the next chapter on how to correct the
           exchange rate used in a funds transfer.


           Budget versus Tax Categories:
           Tax categories are a totally separate facility
           from budget categories in InC. Other personal
           financial systems tend to combine them into a
           single facility forcing you to define your
           budget categories consistent with the tax
           categories required for income tax preparation.
           InC enables you to tag a transaction with one
           or more tax codes and one or more budget codes.


                                                                     10


           InC includes a set of predefined tax codes that
           are consistent with the transferring of data to
           major tax preparation programs. If you need to
           define your tax codes differently, InC allows
           you to do that. If you are converting from
           another personal financial program where the
           budget codes and tax codes are the same and for
           now you do not want to change, InC does allow
           you to define a default tax code for each of
           your budget categories. InC will use the
           default tax code when ever you enter the budget
           code unless you specifically override it. It is
           highly recommended that you do switch from the
           default mode to the standard InC mode since
           budget categories are meant to track your
           income and expense in a way meaningful to you,
           not the government. Use the tax codes to track
           income and expense for the government.


                                                                      11

                             Chapter III

                             How To Do ?


           This chapter is intended to tell you how to do
           a number of tasks under InC.


           Create a new Set of Books:
           The steps in creating a new set of books are:

           1.   Select New Books on the files menu. Enter a
                one to eight character code for the new
                books in the entry field on the
                create/edit/delete books dialog and click
                on Ok.

           2.   The set system parameters dialog now
                appears. Fill in the requested information
                and click on Ok.

           3.   A new set of books is created with one
                default account, a checking account named
                "CHECKING". This allows you to start enter
                transactions without first creating an
                account. If you do not need the account
                just delete it.

           4.   A new set of books have only two budget
                categories, MISCI and MISCE. Create the
                additional budget categories needed or use
                the import InC budget function if you want
                to start with the categories from another
                set of books such as SAMPDATA.

           You now have a new set of books.


           Create a new Checking Account:
           The steps in creating a new checking account
           are:

           1.   Select New/Edit on the accounts menu. Enter
                a one to eight character code for the new
                account in the entry field on the New/Edit
                dialog and click on Ok.

           2.   The account edit dialog now appears. Fill
                in the fields appropriate for the new
                account selecting checking account as the
                account type. If the account is in a
                currency other than your primary one, be


                                                                      12


                sure to select it at this time. Set the
                account balance to the ending balance of
                the last bank statement for the account you
                have reconciled. The reserve amount may be
                left blank. If your checking account has no
                service charge if a minimum balance is
                maintained in the account you may want to
                set the reserve amount to that minimum
                amount. Then when working with the account
                InC will display the balance as the actual
                balance minus the reserve amount. The
                CheckFree date need only be set if you are
                using this account with the CheckFree
                service. After filling in the fields on the
                dialog, click on Ok.

           3.   Select Enter Transactions on the accounts
                menu. Enter each of the transactions in
                your check book that have NOT yet been
                reconciled with a bank statement. When you
                have completed entering the transactions,
                the displayed balance should be the same as
                in your check book register. If not you
                have either entered a transaction that has
                already been reconciled with a statement or
                missed an outstanding (non reconciled)
                transaction.

           After step three, the account is established
           and as new checks and deposits are made, they
           should be entered with the Enter Transactions
           function.


           Create a new Credit Card Account:
           To create a credit card account, follow all of
           the steps in creating a checking account except
           that the account type is set to credit card.
           When the credit card account is created, InC will
           automatically create a bill payable for the
           account with the same code as you assigned to the
           account and will associated the two together.
           You now have a fully functional credit card account.
           If you do not want you track your credit
           card transaction by transaction, you need only
           create a bills payable and handle it like other non-
           transaction oriented payables.


                                                                      13


           Enter a Transaction:
           The most basic way of posting a transaction to
           an account is to use the Enter Transactions
           item on the accounts menu or click on the PLUS
           button on the main dialog. Once the Enter
           Transactions dialog is displayed following
           items should be entered (order is not
           important):

           1.   Select the type of transaction by clicking
                on the appropriate radio button at the top
                of the dialog.

           2.   If the transaction is a check, a check
                number entry field will be visible and
                should be set to the correct check number.

           3.   Adjust the date entry field to the correct
                date for the transaction.

           4.   Enter the payee if a check or an
                appropriate comment if another type of
                transaction.

           5.   Enter the amount of the transaction.

           6.   If you are paying a bill, select the bill
                from the bill list box. When a bill is
                selected all other entry fields will be
                updated with information stored in the bill
                record.

           7.   If you want to flag this transactions for
                tax purposes, select the tax code from the
                tax code list box.

           8.   If you want the transaction to be recorded
                in a budget category other than
                miscellaneous, select the category from the
                budget list box. You may also select to
                create a new budget code at this time or
                spread the amount over multiple budget
                and/or tax categories.

           9.   If you are transferring funds to another
                account, InC will generate the
                complimentary transaction if you select the
                account from the transfer list box that you
                are transferring funds  to/from.


                                                                      14


           10.  If this transaction is a check and you
                have set up for printing checks, a print
                check box is visible which may be used
                to invoke printing.

           After all fields are set to what you want,
           click on Ok and InC will post the transaction
           to the account and re-initialize the dialog for
           the next transaction. If you are finished enter
           transactions, click on Cancel.


           Correct a Transaction:
           Any transaction posted to an account may be
           later edited, voided, or deleted. To select a
           transaction for correction use the Correct
           Transaction, Register, or Query function to
           display a list of transactions. The Correct
           Transaction function displays the last 200
           transactions entered based on decreasing date
           order. The two other functions enable you to
           specify which transactions are displayed. Once
           the list is displayed, select the transaction
           followed by clicking on the function to be
           performed. If the transaction is tied to
           another one in a different account due to a
           transfer of funds, the second transaction will
           be updated to reflect the changes in the first
           one.

           There is one option provided if two
           transactions are tied together and the accounts
           are in different currencies. This option
           enables you to adjust the exchange rate as well
           as the amount for one of the transactions. For
           example, let's assume we instructed our USA
           bank to transfer $100.00 in USA funds to our
           Canadian bank. At the time we had told InC the
           exchange rate was 0.87 based on the evening
           paper. When we receive our Canadian bank
           statement we see that the account was credited
           with $113.50 instead of the $114.94 expected
           because at the time of the transfer, the
           exchange rate was slightly different than
           expected. To correct the credit to the Canadian
           account without affecting the debit to the USA
           account, edit the Canadian transaction setting
           the amount to $113.50 and check the adjust
           exchange rate box on the edit dialog. InC will
           then adjust that transaction's exchange rate so
           that $113.50 Canadian is the equivalent to
           $100.00 USA. Note that InC stores the exchange


                                                                      15


           rate used to post a transaction with the
           transaction and can therefore adjust the
           exchange rate on a transaction by transaction
           basis.


           Reconcile an Account:
           InC marks transactions with the date of the
           account statement with which they were
           reconciled. In this way it can later display
           any previous account statement and can tell you
           where a physical copy of a check may be stored.
           The steps in reconciling an account statement
           are:

           1.   Select the reconcile account item on the
                accounts menu followed by selecting mark
                transactions on the reconcile menu.

           2.   Enter the statement date or select one of
                the dates displayed in the combo box on the
                reconcile date dialog.

           3.   The reconcile dialog now appears and has a
                listing of all outstanding transactions and
                those already reconciled on this statement.
                If the displayed beginning balance does not
                match that on your statement, then you have
                an error in a previous statement. Double
                click on a listed transaction to mark or
                unmark it or select it and click on Mark.
                To correct an error in a transaction,
                select it and click on edit. You may also
                click on Add to add a transaction appearing
                on the statement that is not display for
                the account. As you mark transactions, the
                beginning and ending balance and total
                credits/debits fields are updated in the
                dialog so that you can tell how the
                reconciliation is proceeding.

           4.   When you are through marking transactions,
                the balances and total debits/credits
                should match that on your statement. If
                they don't, then you either have an error
                in one of the marked transactions, marked a
                transaction you should not have, or didn't
                mark a transaction you should have. If all
                balances and totals match, then the account
                is "balanced". You should not leave an
                account in an unbalanced state since the


                                                                      16


                error may well be the financial
                institutions, not yours. When they make an
                error it is almost always in their favor!


           Migrate from Personal Finances 2:
           The InC import functions are used to migrate
           all of your existing data from PF2 to InC. This
           gives you flexibility in migrating your data
           and allows multiple sets of PF2 books to be
           combined into a single set of InC books. The
           reason for doing this is that under PF2 you
           needed separate books for each currency you
           wanted supported. InC supports multiple
           currencies within a single set of books.  When
           migrating your data from PF2 to InC, the
           following procedure is recommended:

           1.   First edit the system configuration on the
                Files menu to represent your preferences.

           2.   Edit the country table to reflect the
                currencies you want to use. The primary
                currency should be your "native" currency
                and is used for budget, net worth, and
                other summary reports.

           3.   Edit the report format table on the Files
                menu to reflect your preferences on how
                reports are to be printed.

           4.   First migrate your PF2 accounts using the
                import accounts function on the InC
                accounts menu. After you have imported
                them, you should edit them to update
                information on the type of account  since
                InC supports a number of variations of the
                three generic account types supported by
                PF2.

           5.   Import your PF2 batch transaction files and
                batch schedule file. If you have had to
                archive transactions under PF2 because of
                file size limitations, you can also import
                those into InC and put them back on-line.
                InC has no limitation on the number of
                transactions that can be stored on-line
                assuming there is sufficient disk space.


                                                                      17


           6.   Import your PF2 budget data using the
                import function on the Budget menu. Check
                the imported data to insure it is correct.

           7.   Import your bill information from PF2 with
                the import functions on the Bills menu.
                Check the imported data to be sure it is
                correct.

           8.   If you print checks with PF2, import the
                PF2 print check format table. Use the
                import function under the Check Format menu
                which is under the Files menu. InC has more
                options on printing checks so please verify
                the table after it is imported to see if
                any changes should be made.

           9.   Import your fixed assets from PF2 using the
                Properties import function. InC tracks more
                information than PF2 so you may want to
                check each of the entries.

           10.  Import your stocks and bonds from the
                PF2 financial assets database. InC has
                split  securities and insurance into
                separate databases and provides many
                more options. You will need to edit each
                of the securities to add the necessary
                data.

           11.  Import your life insurance records from
                the PF2 financial assets database. InC
                has expanded the insurance facilities so
                that it is now a complete set of
                functions. They must be edited after
                importing to add required data.

           12.  If you have customized your PF2 tax
                table, you should import that table into
                InC.

           After importing all of the data from PF2, you
           should again review it for correctness.
